Did you know that Texas is the uninsured capital of the United States?

According to the 2019 Health Insurance Stats from https://www.texmed.org/Uninsured_in_Texas/, more than 4.3 million Texans - including 623,000 children - lack health insurance.

Who Are the Uninsured in Texas?

The uninsured are a diverse group that includes people who cannot afford private health insurance; who are self employed, who work in small businesses that do not offer insurance; who simply choose not to purchase health insurance, even though they can afford it; who are eligible-but not enrolled-in government sponsored programs such as Medicaid or the Children's Health Insurance Plan (CHIP); and recent immigrants.

Sadly, many who lack health insurance coverage typically have poor health status compared to their insured counterparts. They are much less likely to receive needed medical care, even for symptoms that can have serious health consequences if not treated.

About 1 in 6 Texans lives at or below the poverty level; for children, it's nearly 1 in 5. Click here to see the Federal Poverty guidelines for 2022: Federal Poverty Guidelines 2022

How much does medical insurance cost in Texas?

Medical insurance in Texas varies by county, age, household size, household income and a few other variables.  There are Gold, Silver and Bronze Plans, each serving different needs.   

What if I have a pre-existing condition?

Through the Affordable Care Act (ACA) Plans are designed to make healthcare affordable and to provide coverage to EVERYONE, even those with pre-existing conditions.

Why do I need health insurance?

Protect yourself and your family financially by having health insurance. An unexpected medical emergency can cause financial hardships and even bankruptcy. According to the American Journal of Medicine, “unexpected medical bills cause 60% of all bankruptcies.” (https://www.amjmed.com/)

What have I noticed as an agent & how can I help?

I have also noticed that people do not realize that they may be eligible for a financial subsidy.  I have seen premiums as low as $0 per month!!!

I am here to spread the word and share with as many people as I can that health care could be available if you are self employed, if your employer does not offer health insurance or if you simply are not covered.

I can help you choose the right plan!

Click the link for a FREE quote today!   https://www.healthsherpa.com/?_agent_id=sara-richmond